A Novel Key Influencing Factors Selection Approach of P2P Lending Investment Risk
نویسندگان
چکیده
منابع مشابه
A decision support model for investment on P2P lending platform
Peer-to-peer (P2P) lending, as a novel economic lending model, has triggered new challenges on making effective investment decisions. In a P2P lending platform, one lender can invest N loans and a loan may be accepted by M investors, thus forming a bipartite graph. Basing on the bipartite graph model, we built an iteration computation model to evaluate the unknown loans. To validate the propose...
متن کاملA Research on the Influence Factors of P2P Lending Market
The credit platform of P2P network is a new type of lending model which based on Internet technology. It is the inevitable product in the rapid development of science, technology and social economy. It makes the current credit model more diversity and comprehensive, which plays a pivotal role in China's economic development. This paper introduces the mode and characteristics of P2P network lend...
متن کاملP2P Lending Fraud Detection: A Big Data Approach
P2P lending directly connects borrowers and lenders without a financial institution as the intermediary. This new form of crowdfunding brings lenders more investment opportunities, but also poses unprecedented risks of default and fraud. This research-in-progress paper focuses on a specific type of fraud, loan request fraud, which may be unique to lenders on Chinese P2P lending sites due to the...
متن کاملIdentification of Key Factors Influencing Tourism Development with Foresight Approach (Case study: Yazd province)
The present study, with a futuristic approach, identifies the most important factors affecting the future status of sustainable tourism in Yazd province and examines the extent and manner of these factors on each other. This research was applied in terms of its purpose and in terms of a combination of documentary and survey methods, and in terms of its nature, based on new methods of futuristic...
متن کاملFeature Engineering for Credit Risk Evaluation in Online P2P Lending
The rise of online P2P lending, as a novel economic lending model, brings new opportunities and challenges for the research of credit risk evaluation. This paper aims to mine information from different data sources to improve the performance of credit risk evaluation models. Be-sides the personal financial and demographic data used in traditional models, the authors collect in-formation from (1...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: Mathematical Problems in Engineering
سال: 2019
ISSN: 1024-123X,1563-5147
DOI: 10.1155/2019/6086089